Low Cost Loans
New and Used Autos-We want to help you get a new set of wheels! Our auto loan offers extended terms and affordable rates. Convenient pre-approvals are also offered so you can deal with the dealers on a "cash" basis. Call us today and drive away happy!
VISA and VISA Gold Credit Cards-
Put some pocket power to work for you with the low-cost VISA. The VISA Classic and the VISA Gold features no annual fee, a 25-day grace period for all new purchases, and a low competitive interest rate. You can convert your other credit card and department store debts to your credit union VISA.
To check your VISA account go to www.myccinfo.com
Share Secured-
If you have credit union savings to back up your promise to repay, we can provide you with a lower interest rate and more appealing terms.
Signature Loan-
Everyone knows you can receive a loan for a home or auto, but where do you turn if you need a loan for a wedding? Medical bills? College education? Come to FECU for a signature loan or personal loan. Signature loans can help you through a squeeze in your budget or whatever else you may need. FECU can pre-approve your credit limit for easy access. Loan limits are based on your credit history, income and current obligations.
Real Estate Loans-
Getting a fixed rate or variable rate first or second mortgage loan is quick, easy and tax-deductible with our new FAST Home Equity Loan. You can get 24-hour loan approval, a competitive fixed rate, minimal closing costs, and the ability to borrow up to 95% of the equity in your home. Proceeds from the loan can be used for any purpose. Consult your tax advisor or the IRS for your tax-deductible options.
Other Types of Loans-
First Educators Credit Union has a loan to fit every need or purpose. The credit union also offers loans on boats, recreational vehicles, new furniture, home computers, school and more…Talk to a loan officer for a payment quote.
GAP Protection-
GAP protection is designed to pay the difference between the actual cash value and the loan payoff in the event the vehicle is totaled or stolen. Members can purchase this protection for a one-time fee of $195.00. This will provide coverage for the term of the loan.
Click here for an On-Line Loan Application.
Click here for Current Loan Rates.
